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USDA Loans

  • Homes must be located in designated rural areas
  • Must be within household income limits
  • No down payment
  • Loans available up to 102% of appraised value or sale price
  • Fixed rate mortgages
  • No requirement to purchase additional private mortgage insurance (PMI)
  • No pre-payment penalty
  • Potential to save thousands of dollars in interest with Equity Add-Vantage Program
For payment examples, utilize our Mortgage Calculator.