For nearly 20 years, Greater Nevada Mortgage has been a premier home lending partner for Nevadans. Our team loves playing a vital role in helping homebuyers get into the home of their dreams, and being there for you when you need us most. Greater Nevada Mortgage's dedicated local consultants take the time to understand your individual borrowing needs. No matter what part of Nevada you plan to live in, our team will deliver the exceptional service you deserve. In fact, we're the recipient of the 2017 International Service Excellence Award in the Small Business category by the Customer Service Institute of America (CSIA).
Historically Low Interest Rates
Interest rates are low right now
, and we are seeing record amounts of clients curious about refinancing their existing home loans
. Many current homeowners are taking advantage of the low rates to set themselves up for monthly savings. New buyers are also greatly benefiting from the incredible rates to find a new place to call home. Mortgage consultants are always available to have a no-obligation consultation
with potential clients interested in learning if their current situation could allow them to proceed with home refinancing
or purchasing a new home
Online Mortgage Processing
Processes had to be adjusted to help keep clients and staff safe while providing the same Greater service expected during the COVID-19 pandemic. The silver lining in this uncertain time is now the majority of the mortgage process is done online. With live video chats, mobile notarizations and more, the home loan process can now be primarily electronic, helping clients save time and money.
Prior to the COVID-19 pandemic, the mortgage industry was hesitant to use technology to its fullest advantage. Although Greater Nevada Mortgage has had the digital options before, wide-scale adoption of the technology is now the new normal for all parts (lenders, third parties and consumers).The Greater news is that this shift to more effective online tools, unless an in-person meeting is absolutely necessary, will continue after the return to normal to benefit our clients for years to come.
A Place to Call Home
Now that you have the knowledge about Greater Nevada Mortgage's loans and easy application process, you can start thinking about where to live. Low taxes, plenty of sunshine and a great job pool make Nevada an ideal state for home buyers. Nevada has worked over the past decades to diversify jobs across a variety of industries, including hospitality, mining, technology and manufacturing, leading to a plethora of stable jobs. There is also a wide range of housing available across the state to fit every budget, from the extravagant to the modest, and everything in between. The COVID-19 pandemic did have an effect on Nevada's economy, but it's poised to weather the storm in thanks to the diversification of industries, and because of world-renowned fame for a place to visit as soon travel and accommodations allowed.
The beautiful warm weather and abundance of housing in southern Nevada makes Las Vegas and the surrounding communities a great place to live and to purchase a home. Those looking for seclusion and more seasonal weather will really enjoy Elko and eastern Nevada. Northern Nevada offers the best of both worlds, with cities, small towns and secluded locations to choose from, and the strong seasonal changes. Those living in northern Nevada also enjoy direct access to stunning Lake Tahoe and neighboring California, including the gorgeous wilderness of the Sierra Nevada Mountain Range. You cannot go wrong with whatever location you pick in the Silver State; we love our communities and you will too.
Loan Servicing Tip in Uncertain Times
If you are a current loan servicing client and facing financial hardship, you are highly encouraged to reach out to start the conversation on how to best proceed. Current Greater Nevada Mortgage loan servicing clients should call (775) 888-4620, or email GNMLoanServicing@gnms.com, Monday through Friday, 8:00 a.m. to 5:00 p.m., to learn more about options available.
Whether you have your loan serviced through Greater Nevada Mortgage or elsewhere, it is crucial for homeowners to call their loan service provider and have a discussion about their current financial situation. Every situation is different, and a Google search or word-of-mouth will not always give you accurate advice about your options. Homeowners also should not believe help or financial aid will automatically start due to uncertain times. Having a conversation with a representative from your loan servicing organization to learn more will give you the clearest picture on how to best move forward.
Helping You Live Greater
Greater Nevada Mortgage is committed to developing and fostering long-term relationships with our clients and communities. We are here alongside you. During times of uncertainty, we can lean on each other and get through it together, because together is how we Live Greater. Start you process to Move to Greater by getting pre-approved online, evaluate your new home loan with our free online calculator, or connect with one of our expert mortgage consultants today.
*All loans subject to credit approval by Greater Nevada Mortgage. Terms and conditions of programs, products and services are subject to change without notice. Certain restrictions may apply. This is not a commitment to lend. Licensed by the Nevada Division of Mortgage Lending and California Department of Business Oversight under California RMLA. Equal Housing Opportunity