WHAT DOES GREATER NEVADA, LLC DO WITH YOUR PERSONAL INFORMATION?
Effective May 10, 2018
Facts
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, transaction or loss history, income, account balances, credit history, payment history, and credit scores.
How
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Greater Nevada, LLC chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information |
Does Greater Nevada, LLC share? |
Can you limit this sharing? |
For our everyday business purposes - such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
Yes |
No |
For our affiliates' everyday business purposes -
information about your creditworthiness |
Yes |
Yes |
| For our affiliates to market to you |
Yes |
Yes |
| For non-affiliates to market to you |
No |
We don't share |
To limit our sharing
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call toll-free 1-800-526-6999 or go click here to send us a message via our contact form.
Who We Are
Who is providing this notice?
Greater Nevada, LLC means the following institution: Greater Nevada Mortgage
What We Do
How does Greater Nevada, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Greater Nevada, LLC collect my personal information?
We collect your personal information, for example, when you: apply for a loan or give us your contact details, provide your mortgage information, give us your income information, provide employment information, show your driver's license or submit your information through our online channels. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliate' s everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include: Greater Nevada Credit Union, Greater Nevada Insurance, Greater Commercial Lending.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. Greater Nevada, LLC does not share with non-affiliates (other than in the context of a joint marketing agreement) so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies, financial service providers, and credit card companies.